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  About SJIBL » Provisional Rate of Profit |
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Provisional Rate of Profit |
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Sl. |
Deposit Product |
Provisional Rate |
01. |
Mudaraba Savings Deposit |
2.00% |
02. |
Mudaraba Special Notice Deposit : On average Balance |
Less than Tk. 1.00 crore |
1.50% |
Tk. 1.00 crore to less than Tk. 25.00 crore |
1.75% |
Tk. 25.00 crore to less than Tk. 50.00 crore |
2.00% |
Tk. 50.00 crore to less than Tk. 100.00 crore |
2.00% |
Tk. 100.00 crore and above |
2.00% |
03. |
Mudaraba School Banking Account |
2.50% |
04. |
Mudaraba Savings Payroll Account |
2.00% |
05. |
Mudaraba Term Deposit |
i) 1 Month |
|
Less than Tk. 1.00 Crore |
1.50% |
Tk. 1.00 Crore & above |
1.25% |
ii) 2 Months |
|
Less than Tk. 1.00 Crore |
1.75% |
Tk. 1.00 Crore & above |
1.50% |
iii) 3 Months |
|
Less than Tk. 1.00 Crore |
3.75% |
Tk. 1.00 Crore & above |
3.50% |
iv) 100 Days |
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Less than Tk. 1.00 Crore |
3.75% |
Tk. 1.00 Crore & above |
3.50% |
v) 175 Days |
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Less than Tk. 1.00 Crore |
3.75% |
Tk. 1.00 Crore & above |
3.50% |
vi) 6 Months |
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Less than Tk. 1.00 Crore |
3.75% |
Tk. 1.00 Crore & above |
3.50% |
vii) 1 Year |
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Less than Tk. 1.00 Crore |
4.00% |
Tk. 1.00 Crore & above |
3.75% |
viii) 400 Days |
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Less than Tk. 1.00 Crore |
4.00% |
Tk. 1.00 Crore & above |
3.75% |
ix) 2 Years : Any Amount |
4.00% |
x) 3 Years : Any Amount |
4.00% |
06. |
Mudaraba Money Spinning Account: Daily product basis |
Tk . 1 Lac to less than Tk. 10 Lac |
1.25% |
Tk . 10 Lac to less than Tk. 1 Crore |
1.50% |
Tk . 1 Crore to less than Tk. 10 Crore |
1.75% |
Tk . 10 Crore to less than Tk. 100 Crore |
2.00% |
Tk . 100 Crore and above |
2.00% |
07. |
Mudaraba Scheme Deposits |
a)Mudaraba Monthly Income Scheme: Minimum Tk. 1.00 Lac and its multiplier |
i) 1 year |
4.20% (Tk.350.00/- per month per lac before tax) |
ii) 2 Years |
4.20% (Tk.350.00/- per month per lac before tax) |
iii) 3 Years |
4.20% (Tk.350.00/- per month per lac before tax) |
b)Mudaraba Multiple Benefit Scheme: Minimum Tk. 10,000 and its multiplier |
i) Double Benefit |
6.00% (Amount will be doubled in 11 years 7 months) |
ii) Triple Benefit |
6.24% (Amount will be tripled in 17 years 8 months) |
c)Mudaraba Millionaire Scheme: |
|
i) 5 Years (Tk 14,300/ Per Month) |
5.90% |
ii) 10 Years (Tk. 6,050/ Per Month) |
6.07% |
iii) 12 Years (Tk.4,700/ Per Month) |
6.11% |
iv) 15 Years (Tk.3,370/ Per Month) |
6.18% |
d)Mudaraba Monthly Deposit Scheme:* |
|
i) 3 Years |
5.79% |
ii) 5 Years |
5.91% |
iii) 8 Years |
6.02% |
iv) 10 Years |
6.11% |
e) Mudaraba Hajj Scheme:** |
|
1 Year to 10 Years |
5.55%-6.21% |
f) Cash Waqf: |
7.00% |
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*Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (amount in Taka) |
|
Period |
Installment |
500 |
1,000 |
2,000 |
5,000 |
10,000 |
25,000 |
50,000 |
3 Years |
19,700 |
39,400 |
78,800 |
197,000 |
394,000 |
985,000 |
1,970,000 |
5 Years |
34,975 |
69,950 |
139,900 |
349,750 |
699,500 |
1,748,750 |
3,497,500 |
8 Years |
61,775 |
123,550 |
247,100 |
617,750 |
1,235,500 |
3,088,750 |
6,177,500 |
10 Years |
82,850 |
165,700 |
331,400 |
828,500 |
1,657,000 |
4,142,500 |
8,285,000 |
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**Mudaraba Hajj Scheme Deposit (Provisional) (amount in Taka) |
|
Year |
Account opened in 2020 (From 1st December 2020) |
Monthly Installment |
Expected Amount payable at Maturity to meet-up Hajj Expenses |
Rate |
1 |
30,000 |
3,71,000 |
5.55% |
2 |
15,200 |
3,87,225 |
5.69% |
3 |
10,350 |
4,08,325 |
5.87% |
4 |
7,800 |
4,23,250 |
5.91% |
5 |
6,350 |
4,45,000 |
5.98% |
6 |
5,250 |
4,56,000 |
6.01% |
7 |
4,550 |
4,77,150 |
6.07% |
8 |
3,850 |
4,77,525 |
6.11% |
9 |
3,450 |
4,98,580 |
6.15% |
10 |
3,100 |
5,16,500 |
6.21% |
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Investment Profit Rate |
Sl. |
Investment Sector |
Profit Rate |
2 |
Term |
9.00% |
(a) Large & Medium |
9.00% |
(b) Small |
9.00% |
3 |
SME |
9.00% |
(a) Small |
9.00% |
(b) Medium |
9.00% |
4 |
Working Capital |
9.00% |
(a) Large & Medium |
9.00% |
(b) Small |
9.00% |
5 |
Export |
7.00% |
6 |
Commercial Investment: |
9.00% |
(a) Food Grains |
9.00% |
(b) Other |
9.00% |
7 |
Housing Investment |
9.00% |
8 |
Consumer Credit: |
9.00% |
9 |
Non-Banking Financial Institute (NBFIs) Investment |
9.00% |
10 |
Other |
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(a) Investment Against Different Deposit Own Bank |
Spread "2.00%-3.50%" |
(b) Investment Against Different Deposit Other Bank |
9.00% |
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Last Update Date: January 2021 |
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