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  About SJIBL » Provisional Rate of Profit |
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| Provisional Rate of Profit |
|
| Sl. |
Deposit Product |
Provisional Rate |
| 01. |
Mudaraba Savings Deposit |
2.50% |
| 02. |
Mudaraba Special Notice Deposit : On average Balance |
| less than 1 crore |
2.00% |
| 1 crore to less than 25 crore |
2.25% |
| 25 crore to less than 50 crore |
2.50% |
| 50 crore to less than 100 crore |
2.75% |
| 100 crore and above |
3.00% |
| 03. |
Mudaraba School Banking Account |
3.50% |
| 04. |
Mudaraba Savings Payroll Account |
2.50% |
| 05. |
Mudaraba Term Deposit |
| 1 Month |
2.25% |
| 2 Months |
2.50% |
| 3 Months |
4.75% |
| 100 Days |
4.75% |
| 175 Days |
4.75% |
| 6 Months |
4.75% |
| 1 Year |
5.25% |
| 400 Days |
5.25% |
| 2 Years |
5.25% |
| 3 Years |
5.50% |
| 06. |
Mudaraba Money Spinning Account: Daily product basis |
| Tk . 1 Lac to less than Tk. 10 Lac |
2.00% |
| Tk . 10 Lac to less than Tk. 1 Crore |
2.25% |
| Tk . 1 Crore to less than Tk. 10 Crore |
2.50% |
| Tk . 10 Crore to less than Tk. 100 Crore |
2.75% |
| Tk . 100 Crore and above |
3.00% |
| 07. |
Mudaraba Scheme Deposits |
| a)Mudaraba Monthly Income Scheme: |
|
| 1 year |
5.70% (Tk.475.00/-per month per lac before tax) |
| 2 Years |
6.00% (Tk.500.00/-per month per lac before tax) |
| 3 Years |
6.00% (Tk.500.00/-per month per lac before tax) |
| b)Mudaraba Multiple Benefit Scheme: |
|
| i) Double Benefit |
6.62%
(Minimum amount Tk. 10,000.00 & will be doubled in 10 years 6 months) |
| ii) Triple Benefit |
6.89%
(Minimum amount Tk. 10,000.00 & will be tripled in 16 years) |
| c)Mudaraba Millionaire Scheme: |
|
i) 5 Years
(Tk 14,150/ Per Month) |
6.30% |
ii) 10 Years
(Tk. 5,900/ Per Month) |
6.52% |
iii) 12 Years
(Tk.4,550/ Per Month) |
6.59% |
iv) 15 Years
(Tk.3,200/ Per Month) |
6.78% |
| d)Mudaraba Monthly Deposit Scheme:* |
|
| i) 3 Years |
6.27% |
| ii) 5 Years |
6.37% |
| iii) 8 Years |
6.51% |
| iv) 10 Years |
6.63% |
| e) Mudaraba Hajj Scheme:** |
|
| 1 Year to 10 Years |
6.50%-6.97% |
| f) Cash Waqf: |
7.50% |
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| *Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (amount in Taka) |
|
| Period |
Installment |
| 500 |
1,000 |
2,000 |
5,000 |
10,000 |
25,000 |
50,000 |
| 3 Years |
19,850 |
39,700 |
79,400 |
198,500 |
397,000 |
992,500 |
1,985,000 |
| 5 Years |
35,400 |
70,800 |
141,600 |
354,000 |
708,000 |
1,770,000 |
3,540,000 |
| 8 Years |
63,100 |
126,200 |
252,400 |
631,000 |
1,262,000 |
3,155,000 |
6,310,000 |
| 10 Years |
85,250 |
170,500 |
341,000 |
852,500 |
1,705,000 |
4,262,500 |
8,525,000 |
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| **Mudaraba Hajj Scheme Deposit (Provisional) (amount in Taka) |
|
| Year |
Account opened in 2020 (From 1st May 2020) |
| Monthly Installment |
Expected Amount payable at Maturity to meet-up Hajj Expenses |
Rate |
| 1 |
29,000 |
3,60,500 |
6.50% |
| 2 |
15,000 |
3,85,620 |
6.55% |
| 3 |
10,200 |
4,07,000 |
6.60% |
| 4 |
7,650 |
4,21,670 |
6.65% |
| 5 |
6,200 |
4,42,900 |
6.70% |
| 6 |
5,100 |
4,53,840 |
6.76% |
| 7 |
4,400 |
4,74,530 |
6.81% |
| 8 |
3,700 |
4,74,180 |
6.86% |
| 9 |
3,300 |
4,95,190 |
6.91% |
| 10 |
3,000 |
5,21,410 |
6.97% |
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| Investment Profit Rate |
| Sl. |
Investment Sector |
Profit Rate |
| 2 |
Term |
9.00% |
| (a) Large & Medium |
9.00% |
| (b) Small |
9.00% |
| 3 |
SME |
9.00% |
| (a) Small |
9.00% |
| (b) Medium |
9.00% |
| 4 |
Working Capital |
9.00% |
| (a) Large & Medium |
9.00% |
| (b) Small |
9.00% |
| 5 |
Export |
7.00% |
| 6 |
Commercial Investment: |
9.00% |
| (a) Food Grains |
9.00% |
| (b) Other |
9.00% |
| 7 |
Housing Investment |
9.00% |
| 8 |
Consumer Credit: |
9.00% |
| 9 |
Non-Banking Financial Institute (NBFIs) Investment |
9.00% |
| 10 |
Other |
|
| (a) Investment Against Different Deposit Own Bank |
Spread "2.00%-3.50%" |
| (b) Investment Against Different Deposit Other Bank |
9.00% |
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| Last Update Date: September 2020 |
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