Internet Banking e-Account Branches Card Privilege Rewards & Recognitions Contact Center Tender Downloads Instabalance Home Foundation Sustainable Finance Account Services Deposit Investment Card SME Banking Financial Statement Publication Remittance Complaint Cell Vision & Mission Board of Directors Executive Committee Board Audit Committee Risk Management Committee Shariah Supervisory Committee Foundation Committee Senior Management Team (SMT) Divisional Heads Financial Statements Provisional Rate of Profit Schedule of Charges Branch Information ATM Location Risk Management Regulatory Compliance Information Shahjalal Islami Bank Training Academy Shahjalal Islami Bank Securities Ltd. About SJIBL » Provisional Rate of Profit Provisional Rate of Profit Sl. Deposit Product Provisional Rate 01. Mudaraba Savings Deposit 2.00% 02. Mudaraba Special Notice Deposit : On average Balance Less than Tk. 1.00 crore 1.00% Tk. 1.00 crore to less than Tk. 25.00 crore 1.00% Tk. 25.00 crore to less than Tk. 50.00 crore 1.25% Tk. 50.00 crore to less than Tk. 100.00 crore 1.25% Tk. 100.00 crore and above 1.25% 03. Mudaraba School Banking Account 2.50% 04. Mudaraba Savings Payroll Account 2.00% 05. Mudaraba Term Deposit i) 1 Month       Less than Tk. 1.00 Crore 1.50%       Tk. 1.00 Crore & above 1.25% ii) 2 Months       Less than Tk. 1.00 Crore 1.75%       Tk. 1.00 Crore & above 1.50% iii) 80 days 3.00% iv) 3 Months       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.50% v) 100 Days       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.50% vi) 175 Days       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.50% vii) 6 Months       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.50% viii) 1 Year       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.75% ix) 400 Days       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 2.75% x) 2 Years       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 3.00% xi) 3 Years       For Individual, Provident Fund, Retirement & Other Benefit Fund 5.55%       For Corporate & Others 3.00% 06. Mudaraba Money Spinning Account: Daily product basis Tk . 1 Lac to less than Tk. 10 Lac 1.00% Tk . 10 Lac to less than Tk. 1 Crore 1.00% Tk . 1 Crore to less than Tk. 10 Crore 1.25% Tk . 10 Crore to less than Tk. 100 Crore 1.50% Tk . 100 Crore and above 1.50% 07. Mudaraba Scheme Deposits a)Mudaraba Monthly Deposit Scheme:* i) 3 Years 5.79% ii) 5 Years 5.91% iii) 8 Years 6.02% iv) 10 Years 6.11% b) Mudaraba Hajj Scheme:** 1 Year to 10 Years 5.55%-6.21% c) Cash Waqf: 7.00% *Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (amount in Taka) Period Installment 500 1,000 2,000 5,000 10,000 25,000 50,000 3 Years 19,700 39,400 78,800 197,000 394,000 985,000 1,970,000 5 Years 34,975 69,950 139,900 349,750 699,500 1,748,750 3,497,500 8 Years 61,775 123,550 247,100 617,750 1,235,500 3,088,750 6,177,500 10 Years 82,850 165,700 331,400 828,500 1,657,000 4,142,500 8,285,000 **Mudaraba Hajj Scheme Deposit (Provisional) (amount in Taka) Year Account opened in 2021 (From 01 October, 2021) Monthly Installment Expected Amount payable at Maturity to meet-up Hajj Expenses Rate 1 30,000 3,71,000 5.55% 2 15,200 3,87,225 5.69% 3 10,350 4,08,325 5.87% 4 7,800 4,23,250 5.91% 5 6,350 4,45,000 5.98% 6 5,250 4,56,000 6.01% 7 4,550 4,77,150 6.07% 8 3,850 4,77,525 6.11% 9 3,450 4,98,580 6.15% 10 3,100 5,16,500 6.21% Investment Profit Rate Sl. Investment Sector Mid rate of profit 1 Term (a) Large & Medium 7.50% (b) Small 7.50% 2 SME (a) Small 7.50% (b) Medium 7.50% 3 Working Capital (a) Large & Medium 7.50% (b) Small 7.50% 4 Export 7.00% 5 Commercial Investment: (a) Food Grains 7.50% (b) Other 7.50% 6 Housing Investment 7.50% 7 Consumer Credit: 7.50% 8 Non-Banking Financial Institute (NBFIs) Investment 7.50% 9 Other (a) Investment Against Different Deposit Own Bank Spread "2.00%-3.50%" (b) Investment Against Different Deposit Other Bank 7.50% *Note: Agri Investment rate is 4.00%-8.00% Last Update Date: October 2021 Home | Career | News | Training Academy | Important Links | Tender | Site Map | Circular | Contact Copyright © 2009 - 2021 Shahjalal Islami Bank Limited.