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Vision & Mission
Board of Directors
Executive Committee
Board Audit Committee
Risk Management Committee
Shariah Supervisory Committee
Foundation Committee
Senior Management Team (SMT)
Divisional Heads
Financial Statements
Provisional Rate of Profit
Schedule of Charges
Branch Information
ATM Location
Risk Management
Regulatory Compliance Information
Shahjalal Islami Bank Training Academy
Shahjalal Islami Bank Securities Ltd.
About SJIBL Provisional Rate of Profit
Provisional Rate of Profit
Sl. Deposit Product Provisional Rate
01. Mudaraba Savings Deposit 2.50%
02. Mudaraba Special Notice Deposit : On average Balance
less than 1 crore 2.00%
1 crore to less than 25 crore 2.25%
25 crore to less than 50 crore 2.50%
50 crore to less than 100 crore 2.75%
100 crore and above 3.00%
03. Mudaraba School Banking Account 3.50%
04. Mudaraba Savings Payroll Account 2.50%
05. Mudaraba Term Deposit
1 Month 2.50%
2 Months 2.75%
3 Months 5.00%
100 Days 5.00%
175 Days 5.25%
6 Months 5.25%
1 Year 5.50%
400 Days 5.50%
2 Years 6.00%
3 Years 6.00%
06. Mudaraba Money Spinning Account: Daily product basis
Tk . 1 Lac to less than Tk. 10 Lac 2.00%
Tk . 10 Lac to less than Tk. 1 Crore 2.25%
Tk . 1 Crore to less than Tk. 10 Crore 2.50%
Tk . 10 Crore to less than Tk. 100 Crore 2.75%
Tk . 100 Crore and above 3.00%
07. Mudaraba Scheme Deposits
a)Mudaraba Monthly Income Scheme:
1 year 6.00% (Tk.500.00/-per month per lac before tax)
2 Years 6.30% (Tk.525.00/-per month per lac before tax)
3 Years 6.30% (Tk.525.00/-per month per lac before tax)
b)Mudaraba Multiple Benefit Scheme:
i) Double Benefit 6.62%
(Minimum amount Tk. 10,000.00 & will be doubled in 10 years 6 months)
ii) Triple Benefit 6.89%
(Minimum amount Tk. 10,000.00 & will be tripled in 16 years)
c)Mudaraba Millionaire Scheme:
i) 5 Years
(Tk 14,150/ Per Month)
6.30%
ii) 10 Years
(Tk. 5,900/ Per Month)
6.52%
iii) 12 Years
(Tk.4,550/ Per Month)
6.59%
iv) 15 Years
(Tk.3,200/ Per Month)
6.78%
d)Mudaraba Monthly Deposit Scheme:*
i) 3 Years 6.27%
ii) 5 Years 6.37%
iii) 8 Years 6.51%
iv) 10 Years 6.63%
e) Mudaraba Hajj Scheme:**
1 Year to 10 Years 6.50%-6.97%
f) Cash Waqf: 7.50%
*Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (amount in Taka)
Period Installment
500 1,000 2,000 5,000 10,000 25,000 50,000
3 Years 19,850 39,700 79,400 198,500 397,000 992,500 1,985,000
5 Years 35,400 70,800 141,600 354,000 708,000 1,770,000 3,540,000
8 Years 63,100 126,200 252,400 631,000 1,262,000 3,155,000 6,310,000
10 Years 85,250 170,500 341,000 852,500 1,705,000 4,262,500 8,525,000
**Mudaraba Hajj Scheme Deposit (Provisional) (amount in Taka)
Year Account opened in 2020 (From 1st May 2020)
Monthly Installment Expected Amount payable at Maturity to meet-up Hajj Expenses Rate
1 29,000 3,60,500 6.50%
2 15,000 3,85,620 6.55%
3 10,200 4,07,000 6.60%
4 7,650 4,21,670 6.65%
5 6,200 4,42,900 6.70%
6 5,100 4,53,840 6.76%
7 4,400 4,74,530 6.81%
8 3,700 4,74,180 6.86%
9 3,300 4,95,190 6.91%
10 3,000 5,21,410 6.97%
Investment Profit Rate
Sl. Investment Sector Profit Rate
2 Term 9.00%
(a) Large & Medium 9.00%
(b) Small 9.00%
3 SME 9.00%
(a) Small 9.00%
(b) Medium 9.00%
4 Working Capital 9.00%
(a) Large & Medium 9.00%
(b) Small 9.00%
5 Export 7.00%
6 Commercial Investment: 9.00%
(a) Food Grains 9.00%
(b) Other 9.00%
7 Housing Investment 9.00%
8 Consumer Credit: 9.00%
9 Non-Banking Financial Institute (NBFIs) Investment 9.00%
10 Other
(a) Investment Against Different Deposit Own Bank Spread "2.00%-3.50%"
(b) Investment Against Different Deposit Other Bank 9.00%
Last Update Date: July 2020
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