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Vision & Mission
Board of Directors
Executive Committee
Audit Committee
Risk Management Committee
Shariah Supervisory Committee
Foundation Committee
Management Committee
Divisional Heads
Financial Statements
Provisional Rate of Profit
Schedule of Charges
Branch Information
ATM Location
Risk Management
Regulatory Compliance Information
Shahjalal Islami Bank Training Academy
Shahjalal Islami Bank Securities Ltd.
About SJIBL Provisional Rate of Profit
Provisional Rate of Profit
Sl. Deposit Product Provisional Rate
01. Mudaraba Savings Deposit 3.00%
02. Mudaraba Special Notice Deposit : On average Balance
less than 1 crore 3.00%
1 crore to less than 25 crore 3.25%
25 crore to less than 50 crore 3.50%
50 crore to less than 100 crore 3.75%
100 crore and above 4.00%
03. Mudaraba School Banking Account 4.00%
04. Mudaraba Savings Payroll Account 3.00%
05. Mudaraba Term Deposit
1 Month : Any Amount 3.00%
2 Month : Any Amount 3.50%
3 Months :
Below Tk. 100 Crore 6.00%
Tk 100 Crore and above 5.00%
100 Days Mudaraba Term Deposit : 6.00%
175 Days Mudaraba Term Deposit : 6.00%
6 Months :
Below Tk. 100 Crore 6.00%
Tk 100 Crore and above 5.00%
1 Year :
Below Tk. 100 Crore 6.00%
Tk 100 Crore and above 5.00%
400 Days Mudaraba Term Deposit : 6.00%
2 Year : Any Amount 6.00%
3 Year : Any Amount 6.00%
06. Money Spinning Account: Daily product basis
Tk . 1 Lac to less than Tk. 10 Lac 3.00%
Tk . 10 Lac to less than Tk. 1 Crore 3.25%
Tk . 1 Crore to less than Tk. 10 Crore 3.75%
Tk . 10 Crore to less than Tk. 100 Crore 4.25%
Tk . 100 Crore and above 5.00%
07. Mudaraba Scheme Deposits
a) Monthly Income Scheme:
1 year 7.20% (Tk.600.00/-per month per lac before tax)
2 Years 7.50% (Tk.625.00/-per month per lac before tax)
3 Years 7.50% (Tk.625.00/-per month per lac before tax)
b) Multiple Benefit Scheme:
i) Double Benefit 7.25%
(Minimum amount Tk. 10,000.00 & will be doubled in 9 years & 7 months)
ii) Triple Benefit 7.51%
(Minimum amount Tk. 10,000.00 & will be tripled in 14 years & 8 months)
c) Millionaire Scheme:
i) 5 Years
(Tk 13,800/ Per Month)
7.24%
ii) 10 Years
(Tk. 5,630/ Per Month)
7.36%
iii) 12 Years
(Tk.4,300/ Per Month)
7.42%
iv) 15 Years
(Tk.3,000/ Per Month)
7.51%
d) Monthly Deposit Scheme:*
i) 3 Years 7.09%
ii) 5 Years 7.24%
iii) 8 Years 7.39%
iv) 10 Years 7.52%
e) Hajj Scheme:**
1 Year to 10 Years 7.00%-7.90%
f) Cash Waqf: 7.50%
*Monthly Deposit Scheme: Monthly installment and provisional amount payable at maturity (amount in Taka)
Period Installment
500 1,000 2,000 5,000 10,000 25,000 50,000
3 Years 20,110 40,220 80,440 201,100 402,200 1,005,500 2,011,000
5 Years 36,237 72,474 144,948 362,370 724,740 1,811,850 3,623,700
8 Years 65,588 131,176 262,352 655,880 1,311,760 3,279,400 6,558,800
10 Years 89,622 179,244 358,488 896,220 1,792,440 4,481,100 8,962,200
**Mudaraba Hajj Scheme Deposit: Monthly installment and provisional amount payable at maturity (amount in Taka)
Year Account opened in 2018
Monthly Installment Expected Amount payable at Maturity to meet-up Hajj Expense Rate
1 28,500 3,55,248 7.00%
2 14,500 3,74,944 7.10%
3 9,750 3,92,833 7.20%
4 7,250 4,05,175 7.30%
5 5,700 4,14,875 7.40%
6 4,700 4,28,380 7.50%
7 4,000 4,44,575 7.60%
8 3,400 4,52,142 7.70%
9 3,000 4,70,673 7.80%
10 2,700 4,94,442 7.90%
Investment Profit Rate
Sl. Investment Sector Profit Rate
1 Agri 4.00%-9.00%
2 Industry (Term) 9.00%
3 SME
(a) Small 9.00%
(b) Medium 9.00%
4 Working Capital
(a) Industry 9.00%
(b) Commercial 9.00%
5 Export 7.00%
6 Commercial Investment:
(a) Food Grains 9.00%
(b) Other 9.00%
7 Housing Investment 9.00%
8 Consumer Credit 13.00%-16.00%
9 Non-Banking Financial Institute (NBFIs) Investment 9.00%
10 Investment Against Different Deposit Spread "2.00%-3.50%"
Last Update Date: October 2018
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